Timeline for My Credit History

  • Period: to

    Pay Bills On Time

  • Period: to

    Pay off Debts

  • Period: to

    Keep Credit Card Balances Low

  • Credit Actions 1 year from now, 18 years old

    Credit Actions 1 year from now, 18 years old
    I will open up a credit card use it regularly,
    I’ll take out a student loan for college, &
    I will use my credit card for gas
  • What I will be doing 1 year from now, 18 years old

    What I will be doing 1 year from now, 18 years old
    I will be close to graduating high school &
    I’m still going to be living in STL
  • Credit Actions 5 years from now, 22 years old

    Credit Actions 5 years from now, 22 years old
    I will be getting ready to graduate from college,
    I will be living at college,
    I will have a job, &
    I will have to pay rent for an apartment
  • What I will be doing 5 years from now, 22 years old

    What I will be doing 5 years from now, 22 years old
    I will start paying off my student loans,
    I will pay rent for an apartment, &
    I will probably open up a new credit card
  • Credit Actions 10 years from now, 27 years old

    Credit Actions 10 years from now, 27 years old
    I will have a job,
    I think I will be living in STL,
    I will be looking for a house, &
    I will be getting married
  • What I will be doing 10 years from now, 27 years old

    What I will be doing 10 years from now, 27 years old
    I will probably still be paying off my student loans,
    I will take out a loan for a house, &
    I will have to pay for a wedding
  • Credit Actions 20 years from now, 37 years old

    Credit Actions 20 years from now, 37 years old
    I will take out a loan for my car,
    I will have to pay for expenses for my kids, &
    I will being paying off mortgage
  • What I will be doing 20 year from now, 38 years old

    What I will be doing 20 year from now, 38 years old
    I will be living in STL,
    I will buy a car, &
    I will probably have a child