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Take out loan for $12,000.
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earning $40,000-$50,000 a year within 6-7 months of graduation
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Set aside 10% of all monthly income toward paying of first year college loans
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Pay off 1/3 of first year college loan ($4,000) by the end of first post-grad year.
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Keep paying $4,000 a year twoward first year loan for 2 more years.
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Successfully pay off the full $12,000 loan three years after graduating from college.