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Phase 1: Basic put-and-take (checking) account until I have a stable job.
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After starting a stable careeer, I would begin investing in low-risk things.
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After getting the hang of beginning investments, I will start to invest in things on a regular, planned basis.
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Then, I will strategically invest in things in order to begin trying to make extra profit for retirement.
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This is where I will try to invest in order to make as much money as I can before retirement. Even if it takes more risk, I will use my previous experience to try and fund a healthy retirement.