Financial Timeline

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    SMART Goal

    My SMART goal is to start saving up money now so I can buy a set of golf irons for $1099 dollars. I will need to have this done by December 31, 2020 because I will need them for the year 2021. I will start by saving $100 dollars out of my paycheck and not going out as much either to help me save up faster. Then I will just need to stay on top of things that way I will reach my goal by the date December 31, 2020.
  • Saving

    Saving
    I will need to save 100 dollars a month for about a year if I want to be able to buy it when I need to have the clubs before next year.
  • Spending Money Wisely

    Spending Money Wisely
    I will need to start spending my money more wisely when I start saving up for these because I tend to spend money on things I don't really need. As long as I spend wisely I will have plenty of money to do things and buy the necessary things that I will need.
  • My Plan

    My Plan
    My plan is to purchase a new set of golfing irons that are top of the line quality after I graduate high school. I will need to save my money for several months in order to purchase the clubs before 2021. I plan on not going put as much as I do now just to save some money for myself. The price of the clubs are $1099 dollars.
  • Staying On Top Of My Goal

    Staying On Top Of My Goal
    In order to stay on top of this I will need to write my goal down that way I will have that mindset to get that done. I will also need to stay on top of my saving up for these that way I don't fall short and don't meet my timeline goal.
  • End Result

    End Result
    To achieve my end result i will need to continue to save up my money and spend it wisely that way I can achieve my goal by January 1st, 2021.