Credit History Timeline

By xim.na

  • Getting my first job

    Getting a job to start paying and contributing to any expenses at home.
  • Opening a Credit Card

    Opening a Credit Card

    Getting my first credit card somtime during the fall or winter time. Build new habit of not maxing out credit cards and pay my monthly payments in full.
  • Attending a 4 year University

    Attending a 4 year University

    Attending the University of CSUSM while still living at home with my parents.
  • Purchasing a Car

    Purchasing a Car

    Taking out a loan on a car to help build credit and have a better form of transportation. Ill be paying monthly payments on time along woth dredit card payments. (2 years of payments)

  • Starting my career with a Degree

    Starting my career with my a graduate degree/doctoral degree and having stable employment. Starting to make big payments towards university debts.

  • Moving out of home

    Getting a lease on an apartment, possibly living with friends.
    Monthly payments will consist of bills, car payments, and rent
  • Open a 2nd credit card

    Open a 2nd credit card

    Open a second credit card to pay any small monthly bills.
  • Purchasing my first house

    Purchasing my first house

    Taking out a loan on a house with my significant other and start putting money towards the house.
  • Purchasing my dream car

    Purchasing my dream car

    Take out a loan on a car.