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Buy a new exspensive pair of sun glasses for the next summer vacation to impress
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The sunglasses are going to cost $200 so I need to save 20 per month to get it by next summer
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Every month, I'll make sure that I keep $20 extra so that by the end of the year I"ll have enough to get the sunglasses.
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I won't be able to spend this money on things like entertainment and sports because I need it for the sunglasses. It's not that bad though because its not that big of a chunk out of my monthly income.
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This goal will be accomplished within the year if I stick to the money management system I have created.