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S- I will save money for my April vacation.
M- I will save $150
A- I will save $15 per week by not spending my tips from work.
R- I decided that the opportunity cost of saving for vacation is higher than spending my tip money on entertainment.
T- I will save this money by April 15. -
I will apply for as many scholarships as possible
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I will choose the cheaper dorm building on campus to save money
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I will find ways to hang out with my friends that don't cost money
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I won't spend my tip money on coffee in the mornings
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I will count down the days till vacation to keep me motivated to save money
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I will keep an envelope in my car to put my tips into.
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I will keep track of how much I've saved to stay motivated
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I will get a job at the campus' coffee shop for during the school year.
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S- I will finish college without any student loans.
M- I will pay for my part of tuition ($9,000 per year) without taking out a loan and going into debt
A- I will work full time during the summer and part time during school
R- The opportunity cost of saving money to not go into debt is higher than free time and entertainment money over the summers
T- I will graduate college in 2021. -
I will find a job that pays well and that I can get a lot of hours at over the summers
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I will save money by not spending too much on entertainment over the summers.
