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S - I will save money to buy a new, used car.
M - I will save 1,000 dollars for a new used car.
A - I will save 1,000 dollars for a new used car by cutting back 120 dollars on entertainment every month.
R - My opportunity cost every month of not spending as much time out with my friends is better off for my future in a safe reliable car.
T - I will save 1,000 dollars by cutting back 120 dollars every month for 1 year (Jan. 2018). -
- Cut out eating out every weekend to eating out once every month
- Stop buying things that are not a need
- Only go out with friends to spend money every week to 2 times a week
- Stop spending money on my nails
- Save gas by not driving places all the time
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- I will stop spending money on my nails every month.
- I will stop eating out every week and only eat out once every other month.
- I will stop driving unnecessary place to spend less money on gas.
- I will take my own food to work for my breaks
- I will stop spending money on new clothes and wants that are not a need.
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S - I will save money for my own apartment
M - I will save 12,000 dollars a year
A - I will save 12,000 dollars a year by cutting back 1,000 dollar a month
R - My opportunity cost will be less entertainment and purchasing wants although having my own apartment and independence will be well worth it.
T - I will save 1,000 dollars every month for 3 years (Jan. 2021)
