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Buy a car and get car insurance to cover any damage that may occur to the car.
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Buy renter's insurance to cover an apartment for college
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Buy health insurance after getting a job out of college
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Get car insurance for new car
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Get pet insurance for new dog
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Get homeowner's insurance to cover my new house
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Gets another dog, gets pet insurance for dog.
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Gets alien abduction insurance out of fear for being abducted