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I will apply for college.
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After getting accepted to college, I will start to apply for scholarships right away.
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Graduate high school.
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Find out new ways I can pay of tuition at college. Things like working for the school, new scholarship opportunities, etc.
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Make sure I have everything payed for before I graduate college.
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S- I will graduate college without being in debt.
M- I will apply for 10 scholarships every month.
A- I will spend 30 minutes less on entertainment everyday in order to complete the 10 scholarships.
R- I have determined that the opportunity cost of graduating college debt free is more valuable than spending an extra 30 min everyday on entertainment.
T- I will do this until I graduate.