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S- I want to put $100 into savings per month.
M- I will have about $1200 saved by the end of the year.
A- I will ask for more hours at work and pick up shifts for people who can't come in. I will put the extra money I earn into savings.
R- Saving the money will be more valuable to me in the future than if continued to work and only save little amounts.
T- I'll save money for a year. -
I will ask my manager for more hours. She is always looking for people to fill in shifts so it shouldn't be to difficult.
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I can pick up shifts for people who would be gone to earn more.
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Spending less on little things like energy drinks.
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Driving less to save on gas. Or driving smarter and going the shortest route.
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If I want to buy a game, I could go to a used game store and save money instead of buying it new.
