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S - I will purchase my own car.
M - I will know I accomplish my goal when I get the title of my car.
A - I will purchase my own car with the help of saving $50 of each of my paychecks and with my taxes.
R - I will purchase my own car by saving $50 of each paycheck and the opportunity cost is eating out less and shopping less because having the luxury of my own car is worth more to me than shopping and eating out.
T - I will accomplish this goal in five months. -
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S - I plan to move out with a roommate into an apartment.
M - I plan to save $2,000 by the end of the year.
A - I will spend $200 less on going out every month.
R - I will save my money instead of going out because it will be more satisfying to be on my own than at my grandparent's house.
T - I will accomplish this by the end of my first semester of college.