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I plan to save money to get an apartment and move out of my parents house by the end of the year. I also would like to have money saved for emergency expenses. I plan to start saving $100 out of every paycheck I get, and save any additional money I might recieve (like tax return). I hope to save around $3500 but I will need to collect more information before I am able to make a realistic goal.
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Once I determine how many hours I'm going to be getting per pay check I will be able to figure out how much I am going to be able to save from each check. Hopefully $100 or more.
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Try and figure out what I'm buying that I need compared to what I want. Lower the amount spent on want so that I have more money to save. Try finding ways to limit costs ex) start bringing my own lunch instead of going out to eat for lunch.
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Figure out how much I'm getting back, and determine any costs I may need to pay to fix my car. Save as much of the return as possible and determine what realistic goal I want to aim for, for how much money saved by the end of the year.
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Look for a two bedroom apartment in the Ames area for me and my friend to share.
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After Graduation re-evaluate how close I am to my saving goals. If It doesn't seem like I'll be able to save enough with how things are going; see if I can get more hours at work, or look for a second part-time job.
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Browse and determine how much money needs to be saved up for apartment necessities like toiletries, kitchen utencils, cleaning supplies, dishes, silverware, towels, laundry soap and softener, furniture, etc.
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Save any birthday money I recieve or use it to fix my car so that I don't have to take money from savings to fix it.
