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Step 1
Each time I get paid I will put 50% of my paycheck into savings. -
Step 5
I will sign up for more shifts to make more money by working more hours. -
Step 2
When I hangout with friends I will make sure I eat before hand to prevent them persuading me to eat out with them. -
Step 4
I will stop online shopping to help me save money. -
Step 3
When I go on spring break I will limit the amount of souvenirs and items I but to help me save. -
SHORT TERM SMART Goal
S- I will save more money for college.
M- I will get my savings account to over $2,000.
A- I will limit the amount I get food outside of my house to once a week or less and work more hours.
R- I have determined that the opportunity cost of saving money is more valuable than spending extra money to eat out with friends.
T- I will save money until the end of summer.