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I will add my name to my parent's credit card. When they make their payments on time it will increase my credit score.
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I will make sure I never have a high balance to keep my credit score high.
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I will have a job to create a steady income and will be able to pay my credit cards dues on time.
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I can make an early payment towards my student loans to minimize principal and overall interest.
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I will have a high enough credit score to invest/ help pay for a dorm room or apartment.