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Purchase a new bed ($850) by January 2016 by putting away at least $20 per paycheck.
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Every time that my paycheck comes, I have it set up to take out twenty dollars.
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The company that I am buying the bed from offers a way to purchase beds in allotments which would allow me to get the bed now, but I was always taught to save as opposed to financing something so thats what i'm going to do.
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I get paid every other week and it would take 42.5 payments to get the $850 for the bed at just 20 dollars per installment. I will be adding any left over money by the time the next pay check comes to my savings as well. I am estimating that it won't even take six months for me to pay for it.
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I plan to take my tax return and put that towards my bed. My uncle estimated that it is going to be around four hundred and fifty dollars.