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I want to buy a $500 dollar golf set. Every two weeks I get an allowance of $60 for food, gas, entertainment, etc.. I will take $20 every two weeks from that allowance and put it towards my savings for this golf set.
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Here is 1/4 of my money saved and I will have $120 dollars in my savings for my golf set.
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Here I will have half of my savings coming in at a total of $260.
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3/4 of my savings will be complete and I will have $380.
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On this day I will have a total of $500 and enough money to purchase my golf set.
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I have all of my $500 saved up, I now go to the store and purchase my SMART goal item.