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Young adult.
No advanced planning (maybe have some money to put in though).
Savings option. -
Young adult.
This would definitely require lots of money to be saved and planning in advance. Start planning when you have your license or at least a year before you're going to get it.
Savings option. -
Yound adult.
Start planning and saving money when you get into high school.
Both savings and investment options. -
Young adult/working adult with/without children,
Lots of advanced planning/money saved if you're planning on having a wedding. Start planning when you get engaged.
Savings option,. -
Working adult with/without children.
Not much planning is going to go into this that you haven't thought of while getting your degree. Just finding a job is all the planning.
Investment option. -
Working adult with/without children.
Lots of planning and savings will have to go into this. Years of planning in fact. Renting beforehand migh tbe smart.
Savings option. -
Working adult with/without children.
Probably even more savings and planning will go into this than buying a house or car. You'll have these kids for 18 years and your life is going to revolve around them forever.
Savings option, -
Working adult with/without children/ pre-retirement.
Not much saving or planning. Just keep living life.
Investment option. -
Retirement.
Start saving early so you have money to retire comfortably. Plan ahead.
Savings option. -
Any time (whenever you have the money)
Lots of savings money depending on where you want to vacation to. Even more planning. Maps, supplies, sights, etc.
Savings option.