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As I single person, I had to create a budget to keep a control how to spend my money and I know that young people like to spend money in anything.
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I created a savings account because I wanted to save money for a new apartment after graduation. In order to save I had to take 10% of my paid check, I also took out a credit card to start create my credit score in order to take my own apartment.
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I got a car insurance and a loan in order to take a car. the insurance to have a coverage that will help me in case of an accident.
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create a budget for both of us my husband and I. that can help us have control how to spend our money.
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took out a loan for a house and got insurance
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created a savings account, each us have a different account so everyone can have each other money.
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This time the budget has to be more tight because there are children involve, more expenses are involve with two kids.
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this time the medicare its the one that will take care of me, + the retired and savings throughout the years!
