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Emphasis on the importance and uses of consumer credit and loans in the economy, the advantagees of repaying loans over the long term, and why and how consumers decide to use credit.
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Introductory assignment to assess knowledge base and intentions. 2 day Assignment
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Starting section 2: Describing the credit choices available to consumers, and how to calculate annual percentage rates and finance charges.
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Comparing and contrasting the characteristics of commercial banks and Credit Uniions as presented in section 2 of the unit. 1-2 day assignment
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Lecture/discussion and notes covering the content of Chapter 4 Section 2. Presented through Prezi.
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Explaining the factors that establish a person's credit rating, the difference between a secured loan and an unsecured loan, and the responsibilities a borrower assumes on taking out a loan.
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Reading Quiz to assess out of class reading and comprehension. 1-day.
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Connecting the postive and negative personal economic decisions and how they impact your credit score. 1 day assignment
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1 day instruction/assignment
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Lecture and discussion on the content covered in section 4. Presentation generated with Prezi. 1 day
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Personal Budget, project: Assignment Duration 4 classroom instruction days. Projects Due April 1st.
