-
S: I plan to save money to go shopping.
M:I am going to plan to save 300$ for the shopping trip.
A: To save up money, for every paycheck I get from my work, I will take out 100$ and put into a seperate bank account just for shopping.
R: The opportunity cost is still shopping but shopping at thrift stores or cheap clothing options.
T: I will accomplish the goal in 6 weeks since I get paid biweekly. -
Research on how to successfully save money and not spend it before you need it.
-
When you decide to start the goal, work more hours so you are able to put away 100$ into your savings and still have money left for food, gas, etc.
-
Figure out what you want to spend on and where when you go on a shopping trip to find out what your expenses will be like, and base your saving amount on that.
-
Find coupons or discounts you can use to save money when you go shopping and to get more stuff.
-
Go shopping and successfully have enough to buy everything you want when you go shopping without having to worry about expenses.
-
S: I plan to save money for college and college tuition.
M: I will spend no more than 100 dollars a month to save up money for college.
A: I will save up money for college by making my own coffee and energy drinks so I do not spend money on Starbucks or Atomic as often which will save at least 50 dollars per month.
R: The opportunity cost of saving money is that I wont be able to have more fun by getting food with friends (missing out on experiences)
T: Will save money for the next two years. -
Research a cheaper more accessible college that has what you are looking for.
-
Make a new account through your bank to put the money you want to save for college in.
-
Work more hours and compete for a pay raise to easily save up money for college.
-
Ask for money to add to your college fund for birthdays or holidays instead of presents so you can easily save up more.
-
Apply for scholarships and ways to save money and think more frugal as you work your way up to college.
