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Your current Status. Begin your timeline tool to project the appropriate time it will take to achieve what you are setting out to do as your future.
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What do you intend to do for the rest of your life?
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Write a word document on the path you intend to follow to achieve your Future Career. It must include what it is - duties, why you chose this career, etc, the projected income, education needed - where, when, how long, expenses (for tuition amoritization). Create the intended time it will take using this timeline tool.
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You have a packet of instructions that tell you what expenses you are looking at. You need to add to your timeline, when you intend to make those purchases throughout this four year period.
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In college, you found someone, got married and expect to have children soon. Create this portion on the timeline of when you would expect events to happen based on your packet instructions.
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Since you are now married and have two children at the indicated time periods on your timeline, you also need to obtain your married packet of instructions where you both have college loans to pay off, two cars to pay for and a home. Plus many other expenses. For your major purchases and payoffs, include these in your timeline.