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Had a slight accident with a guard rail and needed auto insurance, comprehensive. My rate could be affected by what exactly happened to make me hit this rail, for example if it was being under the influence, things would be much worse. If it was a simple mistake, then it would not be so terrible.
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Was rear-ended at a red light, needed auto insurance, collision. Any previous accidents, such as the one with the guard rail, would affect my rate.
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Dog was attacked by a raccoon and hurt, needed pet insurance. My history of paying things on time or not would affect my rate.
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Lost control of my car on a patch of ice, slid into a tree. Auto insurance, comprehensive. The previous accidents I have had will affect the rate for this incident.
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Heavy rainstorm flooded my basement, needed property insurance. Things affecting my rate could include marital status, credit payment history, and any debt I have.
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Had a multiple car accident in an intersection, needed auto insurance, collision. All of my previous car accidents will affect my rate.
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Fell off my bike, broke my arm. Needed health insurance. My rate will be affected by the other times I was hurt and needed health insurance.
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An old, dead tree fell into my house, needed home insurance. My rate will be affected by many things, including marital status and occupation.
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Ran into a deer, damaged my car severely. Auto insurance, comprehensive. Previous incidents involving crashes or collisions will affect my rate.
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Dog became ill, needed pet insurance. Previously mentioned things like occupation and credit payment histroy will affect my rate.
