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Around 2500BC Ancient Egyptians were making metal rings which some historians think they used as money.
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Rather tan exchanging object like tools and weapons, a system of using miniature replicas of the objects to be traded were used instead of the object themselves.
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They started to use it in China
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They used the first coins, they were made of discs of electrum (a natural mix of silver and gold) and stamped with pictures to show their value. The first gold coin was minted by the Lydian King Croesus
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Canadian colonies began to use paper money too abd this innovation led to a huge increase in international trade.
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If a pirate walked into your shop he might try to pay in pieces of eight. "BIT" was an English term for a small coin and was still used until very recently.
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In the modern world many people use plastic cards called debit cards to pay for things.