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At such a young age financial products arent needed as parents pay for their things, the products they need are relativity inexpensive.
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children at this age might have an allowance for things like snacks, clothes and food will be bought by parents.
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at this age, teens will have a higher allowance for food and entertainment, maybe some clothes, parents will still buy food and most will have some sort of phone.
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at this age people start becoming more dependent and start university or get a job, they start thinking about housing and buy mostly their own things.
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people become very indipendant, some will start a pension or a mortgage, most will have cars.