Personal Finance

By 24avabruns

  • 1 Year From Now/ 17 Years Old

  • Applying For Student Loans

    • Create a credit history in order to possibly lower interest rates

  • Co-signing on Loans

    • Co-signing with a person that trust me to make payments on time

  • Applying for a Credit Card

    -Looking for a card that provides the lowest interest rate with my current credit score

  • Applying for Car Loans

    • Get lower interest rates on payments by continually improving my credit

  • Making Credit Card Payments

    • Keeping my card under 30% utilization and making payments on time

  • 5 Years From Now/ 21 Years Old

  • Applying to Post-Graduate Education

    • See if I can find ways to pay off previous student loans faster or some way to make early payments on new loans

  • Living in the City

    • Improve my credit to get a better deal on rent from potential landlords

  • Making Car Payments

    • Make payments on time to avoid late fees and extra interest

  • Getting Married

    • Have an understanding with the other person about how much debt they have

  • 10 Years From Now/ 26 Years Old

  • Working Full-Time

    • Maintaining a good credit score to show credibility to employers

  • 20 Years From Now / 36 Years Old

  • Purchasing a New Car

    • Maintain a good credit score to get lower interest rates

  • Applying For A Mortgage

    • Review my credit reports