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This is explaining that the girl in "The Necklace" had no money and wouldn't have any money.
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"The Minister of Education and Mme. Georges Ramponneau beg M. and Mme. Loisel to do them the honor of attending an evening reception at the Ministerial Mansion on Friday, January 18."
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She is showing by saying this that she is afraid of showing herself in front of rich women because she is poor.
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She lost the necklace in the cab most likely. They were also aghast when they heard that she had lost the necklace.
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This is showing that they are willing to spend all their frans even when the girl who lost it is poor just so the owner would have a better life.
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The owner of the necklace had been cursed for the loss of the necklace and she was also heavy,, rough, harsh, like the poor.