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The characters in this story are:
~Turtle (the main character, an eleven year-old girl)
~Saidebelle, Turtle's mom
~Archie, Turtle's step-dad -
The story takes place in Key West, Florida during the Great Depression.
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Turtle's mom, Saidebelle, gets a new house keeping job for Mrs. Budnick in N.J. Mrs. Budnick despises chilkdren, resulting inTutle being sent to live with her Aunt Minerva in Key West, Florida.
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Turtle has a hard time adjusting to her new home. She likes to wear shoes unlike the Conch. She doesn't understand the language of her cousins, and the Diaper Gang doesn't accept her.
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Turtle meets part of the Diaper Gang. One of the boys, Kermit, says no girls allowed.
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The Diaper Gang doesn't have any money to buy ice cream from Jimmy and gets upset when they can't charm some from him, especially when Turtle tricks him out of a scoop.
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Aunt Minnie accuses Turtle of playing with the paper dolls Saidebelle her sister, stole from her when she was little.
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Turtle meets a lady named Old Nana Philly. She finds out from the Diaper Gang that this woman is her grandmother.
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Turtle decides to regularly take luch to her grandmother, so she can get to know her better.
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Aunt Minne accuses Smokey of soiling some laundry and, therefore, says her cat must go.
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Turtle finds a map to Blacke Caesar's treasure in her grandmother's old broken down piano.
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Turtle decides to invite the Diaper gang to go searching for Blacke Caesar's treasure with her.
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Turtle and the Diaper Gang steal a boat and head out in search of Blacke Caesar's treasure.
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The kids stumble upon the treasure, and then find out their boat is gone when they try to go home.
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The children are stranded on the island, and they have to stay overnight in a small shack to wait out a hurricane.
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The children wake up to the sound of Ollie calling their names. Slowpoke and Ollie rescue them and take them back home.
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Mama and her new husband, Archie, come to take Turtle home with them.
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Archie steals Turtle's part of the money from the buried treasure and leaves Mama and Turtle in Key West.
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Aunt Minnie invites Mama and Turtle to stay with her family in Key West.
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Turtle takes her mama to go see Old Nana Philly to say good-bye. Mama and her her mother make up and have a heart-warming reunion.