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S I will save money for clothing
M The sweatshitt costs $40, I need to save $40
A Im going to save $10 per month
R This is realistic because I do chores and get paid $10 every month
T It will take me 4 months to reach this goal -
Researcb sweatshirt and find the exact one
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Find the price of the sweatshirt
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Do chores fot extra money due to tax
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Creat budget for how I spend my money
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Eat out less to save more money