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Personal Timeline: 15-25

  • PASSING FRESHMAN YEAR

    Goal——-Short term
    Age: 15 (Youth)
    Estimated cost in U.S. dollars: 10,000~
    Cost per year in U.S. dollars: 10,000~
    Funding: Parents pay for high school.
  • Period: to

    Youth

    Youth is described as ages 1 till 17, however this timeline starts at 15 and ends at 25. It will not reach middle age and above.
  • GETTING A JOB

    Goal——-Short term
    Age: 15 (Youth)
    A job does not require money, the estimated income in U.S. dollars is 7.50<X<10.00.
    A job does not require money other than for a possible commute fee. The cost per year would be $650+.
    Funding: Does not require money, source for commute fee would be work salary.
  • Period: to

    Young Adult

    Young adult is described as ages 18 to 24. This timeline starts at 15 and ends at 25. It will not reach middle age and above.
  • TAKING THE SAT

    TAKING THE SAT

    Goal——-Medium length
    Age: 18 (Youth)
    Estimated cost in U.S. dollars: 10,000~
    Cost per year in U.S. dollars: 10,000~
    Funding: Parents pay for high school.
  • GOING TO COLLEGE

    Goal——-Long term
    Age: 18 (Young Adult)
    Estimated cost in U.S. dollars: 100,000~
    Cost per year in U.S. dollars: 42,228~
    Funding: College funds or scholarships will pay for school. ****Estimated costs do not include possible scholarships.
  • College Milestone Explained

    Going to college costs an average of 25,000 per year. Most families save small amounts for decades in order to build a college fund for their children. Another way to pay for college is through scholarships, they can be for athletics or academics. It's important to go to college in order to receive a higher level of education, college is a good long term investment. College is especially important if the student wants a high level job or a job requiring extensive knowledge on a studious subject.
  • BUYING A CAR

    Goal——-Long term
    Age: >20 (Young adult)
    Estimated cost in U.S. dollars: 15,000~
    Cost per year in U.S. dollars: Does not require an annual fee.
    Funding: Independent money from a job.
  • GO ON SELF-FUNDED VACATION

    Goal——-Medium- length term
    Age: >21 (Young adult)
    Estimated cost in U.S. dollars: 1,500~
    Cost per year in U.S. dollars: Does not require an annual fee.
    Funding: Independent money from a job.
  • 5 year mark

  • MANAGING MY OWN FINANCES

    Goal——-Long term
    Age: 19-20 (Young Adult)
    Estimated cost in U.S. dollars to hire a financial advisor: 1,000-3,000~
    Cost per year in U.S. dollars: 1% of income
    Funding: Save for funding, does not require money if no financial advisor is hired.
  • Period: to

    Adult

    Adult is described as ages 25 to 40, however this timeline starts at 15 and ends at 25. It will not reach middle age and above.
  • RENTING AN APARTMENT

    RENTING AN APARTMENT

    I would have moved out of the house but had been in a dorm.
    Goal——-Long term
    Age: 25 (Adult)
    Amount of time saving: Saving through high school and college, 5+ years.
    Cost per year in U.S. dollars: Unknown cost, the cost varies depending on the amount of roommates and location.
    Funding: Independent money from a job or co-renting with a friend.
  • FINISHING COLLEGE

    Goal——-Short term
    Age: 25+ (Adult)
    Estimated cost in U.S. dollars: Does not require a fee unless I have student debt. The average cost of student debt is 25,000/
    Cost per year in U.S. dollars: “ “
    Funding: Independent money from a job.
  • GETTING A FULL TIME JOB

    GETTING A FULL TIME JOB

    Goal——-Short term
    Age: 25 (Adult)
    Estimated cost in U.S. dollars: Does not require money.
    Cost per year in U.S. dollars: Estimated income per year—$43,000.
    Funding: Does not require money.
  • 5 year mark