Melanie Palacios Anguiano- Credit Timeline

By ur.tiaa
  • Interval 1:

    Items I think I will be doing in 1 year (age 18)
    1.1st year Community College
    2.Part Time Job
    3.Living w/ Parents
  • Interval 1:

    Credit actions I think I will be doing in 1 year (18)
    1.Get credit card
    2.Make on time payments
    3.Only spend what I have
  • Interval 2:

    Items I think I will be doing in 5 years (Age 22)
    1.Working full-time
    2.Renting Apt
    3.Take out Car loan
  • Interval 2:

    Credit actions I think I will be doing in 5 years (Age 22)
    1.On time Car loan payments
    2.Spend only 30-50% credit balance
    3.Pay card on time
  • Interval 3:

    Items I think I will be doing in 10 years (Age: 27)
    1.Working Full-Time
    2.Get Mortgage
    3.Living with Partner
  • Interval 3:

    Credit actions I think I will be doing in 10 Years (Age 27)
    1.Make on time mortgage payment
    2.Increase credit limit & spend 30%
    3.On time credit payments
  • Interval 4:

    Credit Actions I think I will be doing in 20 years (Age:37)
    1.Another Auto loan w/ early payments
    2.On time Mortgage payments
    3.Spend on needs to pay off all loans on time
  • Interval 4:

    Items I think I will be doing in 20 years (Age:37)
    1.Paying off mortgage
    2.Married
    3.Children