-
Figure out what college I am interested in going to.
-
If I make extra money one month keep most of it to pay a little more that month
-
Make payments each month to say on track
-
Get a job that pays enough for me to have extra spending money for things other than paying off the loan (personal items)
-
Do not overspend on holidays in order to avoid being set back a month.
-
S- Pay off college loans
M- I will pay as close as I can to $600 a month to be on track
A- Pay loans every month until all loans are paid off
R- Saving 60% of my earnings for the loans rather than spending that 60% on entertainment
T- Have the loans paid off 12 years after graduating college
