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SMART goals (Long Term)
S- I will save up for a new car
M- I will have saved up $7,000
A- I will save 85% of all of my paychecks
R- I will stop buying extra things i do not need (ex: Fresh blends, clearance clothes)
T- I will meet this goal by 2022 -
Step 1:
start doing car research, spend about a week looking. -
Step 2:
Go car hunting, after doing research and having an idea of what kind of car i would like, go onto some lots and test drive. -
Step 3:
Set a limit & Find a car!! Start saving, be able to save enough for a good down payment and first and second car payment. -
Step 4:
Save most of paychecks and change!! only use tips for spending money -
Step 5:
Talk to the bank about certain loans, and pick the bank with the least interest rate -
Step 6:
apply for loan and buy car!!!!!