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Chase Sapphire Preferred Card
Customer Review: 4/5 stars
Annual Fee: $95 waived first year
Rewards Rate: 1 point per dollar
Pros: Large bonus, no foreign transaction fee, earn more points on travel and dining at restaurants, premium travel protection benefits.
Cons: $0 intro fee first year, then $95 per year after that -
Capital One Venture Card
Customer Review: 4/5 stars
Annual Fee: $59 waived first year
Rewards Rate: 2 miles
Pros: High rewards rate, no foreign transaction fee, flexible redemption for travel -
My choice?
I would choose the Chase Sapphire Card because they have better rates and rewards for travel, which is something I plan on doing a lot as I get older.