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Mathilde was a beautful woman who could never afford an ellegent lifestyle. she married a simple clerk and was unsatisfied with her life. mathilde desried to be healthy and sought after.
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monsieur Loisel got two invites a big party, Mathilde was still unhappy because she didn't have good enough clothes or jewelry. her husband gave her the money to rent a dress and borrow jewelry from madam forester.
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Mathilde had the time of her life and loved the party she was the star of the show but when she got home she realised that her very expensive neckalces had gone missing or been stolen
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They went around searching for places that might have the neckalce while they had told Madam forrester that the clip had broken and was getting fixed. they bought a replica for 36000 francs. her husband took the money he inherited from his dad to pay it off and loaned the rest
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Mathilde had to work in the houes for 10 years while her husband went to work for 10 years to pay off the debt
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10 years later she went back to Madam Forrester house and told her about how she had been paying off the necklace for the past 10 years and she was shocked, but didn't care to much because she had never worn again in that 10 years because of how rich she really was.