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FEMA starts with the Congressional Act of 1803.
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They are able to give loans for disaster relief for earthquakes and later other disasters.
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The Bureau of Public Roads can now fund bridges and roads that have been damaged or destroyed by natural disasters.
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This act allowed home owners to purchase flood protection for their houses.
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Different emergency and disaster relief organizations are combined into one, thus creating FEMA.
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James L. Witt became FEMA's new director. He reorganized a few things and got FEMA to become much more organized.
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Joe M. Allbaugh becomes FEMA's new director. He is quickly put to the test due to the 9/11 attack but he has the Office of Homeland Security to help him out.
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This act completely reorganized FEMA again to close any gaps in response time that became aparent during Hurricane Katrina.