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He was born 5 March, 1982, in Leeston, New Zealand.
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He started to play rugby at 5 years old. He played with Southbridge Rugby Club.
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Carter in 2003 was signed by the Super Rugby side the Crusaders.
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In April 2008, Carter was linked with several European clubs, ncluding Stade Toulousain who in April 2008 offered Carter "the biggest rugby contract in world rugby", at £750,000 per year.