Independent living

  • SMART goal

    S:save $3,000 for an emergency fund by setting aside money from each paycheck.
    M:I will save $250 per month (about $58 per week) and track my progress using a savings app or spreadsheet.
    A:I’ll automate transfers to a dedicated savings account right after I get paid and reduce discretionary spending if I fall behind.
    R:This goal supports my financial security and reduces stress by giving me a cash cushion for unexpected expenses.
    T:I will reach $3,000 by 1 year
  • Paycheck

    Paycheck 02/05/26- save $100
  • get weekend job

    Apply for a job on the weekends
  • Paycheck

    Save $100
  • paycheck

    Save $100
  • paycheck

    Save $100