Credit Project

By carolinajenkins623

  • How can I manage my credit in 1 year?

    Be careful spending money on food, Don't go out and party all the time, don't go over 30% of your credit limit

  • What will I be doing in 1 year/at 19 years old?

    College student, 1 roommate, Not employed

  • What will I be doing in 5 years/at 23 years old?

    grad school, psychology internship, living in an apartment

  • How can I manage my credit in 5 years?

    Repay student loans early if you can, open a student credit card, don't max out your credit card

  • What will I be doing in 10 years/at 28 years old?

    Working on PhD, living in bigger city, Might be married

  • How can I manage my credit in 10 years?

    Pay bills on time, take out multiple types of credit, check your credit report regularly

  • How can I manage my credit in 20 years?

    Refinance loans, keep old credit accounts open to preserve your credit history, limit credit applications

  • What will I be doing in 20 years/at 38 years old

    Kids and a family, mid-life crisis, Hopefully decent job